Residential Mortgage Services
Primary and Secondary Homes for borrowers with credit scores 500 and up
Conventional
Standard home loan for buyers with good credit and steady income.
FHA
Government-backed loan with low down payment options and flexible credit requirements. Great for first-time buyers.
VA
No-down-payment loan for veterans, active-duty service members, and eligible spouses.
Bank Statements
Perfect for self-employed buyers. Qualify using personal or business bank statements instead of tax returns.
Foreign Nationals & ITIN
Designed for non-U.S. citizens buying property in the U.S.
Consumer- No Ratio
No income documentation or debt-to-income ratio needed. Great for well-qualified buyers with strong assets or large down payments.
Investment Purchases & Refinance
DSCR (Purchase & Refi)
Designed for real estate investors. Approval is based on rental income from the property—not your personal income.
Fix/Flip
Short-term financing for investors buying, renovating, and reselling homes. Fast funding with flexible terms.
Multi-family Units
Designed for experienced investors looking to grow their portfolio. Offers flexible financing for apartment buildings and larger income-producing properties.